NFL Betting Odds

Online sports betting is coming to Arizona. This page will be updated with live odds and bonus offers as soon as AZ sportsbooks launch. 

The Arizona Cardinals may have finished 8-8 and missed the playoffs during the 2020 season, but there were so many bright moments that the future is looking good. There were highs in 2020 (wins over the Seattle Seahawks and San Francisco 49ers) and there were lows (losses to the Seahawks and the 49ers … and the Detroit Lions), but the Cards came out every week and gave it their all.

What’s on the horizon for the Arizona Cardinals? Time will tell. Kyler Murray is a quarterback who can bring his team to the playoffs, and with some smart moves the front office could build a team around him that is capable of getting there.

With legal sports betting about to arrive in the Grand Canyon State, you could also get in on the fun by placing some bets. Let’s cover what you need to know about NFL odds at Arizona sportsbooks, including NFL playoff odds, NFL MVP odds, and more. You’ll also find information on betting on the NFL and explanations for new bettors.

Live NFL odds at AZ online sportsbooks

Below you’ll find the odds feeds for various NFL games, and the numbers will update to keep pace with what the online sportsbooks have listed. You’ll find moneyline, point spread, and totals odds and can use this as a research tool and to shop for the best lines for the bets you want to place.

But game day odds aren’t the only thing NFL bettors are interested in. The two feeds below will cover various futures bets. One will have futures odds for the Super Bowl, conference winners and division winners, and the second will cover NFL MVP futures.

Arizona Cardinals odds

How do the Cardinals stack up this year? In the eyes of their fans, they’ll probably always be in the hunt for the division title, even in down years. The oddsmakers, however, might not always agree. Check the feed below for the latest odds on Arizona’s NFL team.

How NFL betting lines work

Sportsbooks in the United States use the American odds format, which uses positive and negative numbers of three digits or more to describe the chances of a team winning or something else occurring. For a deeper explanation, the examples below cover the most common NFL bets you’ll find at Arizona sportsbooks.

Moneyline bets in the NFL

Moneyline bets are one of the simplest options for wagering on the Arizona Cardinals and the NFL. All you’re trying to do is choose which team is going to win. If you’re right, then you get paid based on your bet and where the NFL betting odds were when you placed it.

  • Seattle Seahawks +120
  • Arizona Cardinals -110

What the negative number tells us here is that the sportsbook has Arizona as the favorite in this game. That number also tells you how much you have to wager in order to win $100 on a successful bet. For the Seahawks, we see they are the underdogs in this game because of the positive number. That number also tells us how much you’d win on a successful $100 wager.

Let’s say you place a $110 wager on the Cardinals winning this game and they do. You’d collect $210 — your initial stake of $110 plus $100 profit. Conversely, if you bet $100 on Seattle, you’d get $220 if the Seahawks won:  your $100 wager plus $120 in profit.

Point spread bets in the NFL

Point spread bets aim to even out the chances of placing a winning bet on either side of a game. Oddsmakers still have their favorite to win the game, of course, but they give the underdog a chance at being competitive in the betting market by awarding extra points to that side.

  • San Francisco 49ers +3.5 (-110)
  • Arizona Cardinals -3.5 (-110)

What we see here is the 49ers are the underdogs and they are receiving 3.5 extra points to their final score. In order for a wager on them to be successful, they have to either win the game outright or avoid losing by four points or more.

The Cardinals are the favorites, so they essentially are having 3.5 points shaved off their final score. In order for bets on the Cardinals to win, Arizona has to win by four points or more.

In this fictional example, suppose the 49ers end up losing to the Cardinals by a score of 36-33. While that’s still great for Arizona’s NFL record, it’s not so hot for those who placed a point spread wager on the Cardinals. The three-point difference means that bets on San Francisco will pay out.

The odds work the same as they do in the moneyline, though they will generally be the same or close to it on either side as the point spread evens out each team’s chances. Odds of -110 are standard for point spread wagers. If you made a $110 wager on the 49ers, then you’d come away with $210: your $100 profit on top of the initial wager.

Over/under bets in the NFL

Also commonly referred to as a totals bet, this wager doesn’t care about which team wins. Instead, sportsbooks will release a line for the total number of points both teams will score in the game, and you can wager on if the actual total score will be over or under that line. Here’s an example of a game between the Arizona Cardinals and the Los Angeles Rams:

  • Over 49.5 (-110)
  • Under 49.5 (-110)

The oddsmakers have determined that the total score of the game will be around 49.5 points. The half-point is to avoid the actual total hitting the line exactly, which would result in a push and the sportsbook returning all bets.

Let’s say the Rams score 28 points and the Cardinals get 21, for a total of 49 points in the game. That is under the predicted total of 49.5 points, so a wager on the under in this scenario would be the winning bet.

Odds for over/under bets will be similar to point spread odds, generally right at or around -110 on both sides.

Different wager amounts

You also don’t have to wager exactly $100 or exactly the amount you need to bet to win $100. We just used those numbers as examples. Suppose, for instance, that you placed a $20 winning bet on a team that had -120 odds. You would receive a total return of $36.67: the $20 bet plus $16.67 in profit.

If you don’t want to do the math yourself, you can find a variety of odds calculators online. Simply put in the amount of the bet and the odds for the bet, and you’ll get a breakdown of how much you would win and how much the total payout would be.

Why NFL betting lines move

There are two major reasons that you’ll see a line shift: new information and public betting. Oddsmakers do a ton of research and know the ins and outs of every NFL team. When they set the initial lines, they do so with the best information and most thorough research they have available at that time.

But sometimes information changes. Key injuries or the acquisition of a new player through free agency or a trade can shift the odds. Weather can have an influence, as well. No matter what the new information is, if the sportsbook becomes aware of a factor that could impact the outcome of a game, it’s going to adjust the odds accordingly.

Where public betting comes into play is when one side or the other is getting the majority of the money in wagers. When sportsbooks start seeing this, they adjust the odds to entice bettors to place wagers on the other side.

The reason is simple: money. Sportsbooks are a business, and their ultimate goal is to make profits. If too many wagers go to one side, and that side ends up being correct, the sportsbook will lose money. By shifting the odds to attract more wagers to the other side, they are attempting to reduce their liability and potential losses.

Sportsbook house rules for NFL

While some rules are standard across the industry, sportsbooks can also have their own rules for dealing with a variety of situations, like when or why they would cancel and refund bets. You’ll find these house rules in the terms and conditions section of the sportsbook.

You’ll get a chance to read those when you sign up for a new account, but they’ll also be available at any time on the sportsbook website or app. Here are some of the more common rules you’ll come across at sportsbooks:

  • If the NFL cancels the entire season, sportsbooks will void and refund all futures bets.
  • Sportsbooks will use official league data and stats to determine the outcome of bets.
  • Games must start on the date and at the location that was specified for that particular contest. If postponed, canceled, relocated and/or rescheduled, then the bets will be declared “no action” and refunded.
  • For full-game and second-half wagers, overtime periods are included in the final score.

Those are just some of the most common rules you will come across when exploring the various sportsbooks. You should always read through the terms and conditions of every sportsbook you register with, and be aware of how those rules will apply to wagers you make.